Protect New Beginnings,
Without Breaking the Bank
A plan designed for growing families — covering delivery, complications, and baby care from day one. Save up to ₹2.5 Lakhs across two deliveries.
Why Every Couple Needs This
Medical inflation is outpacing savings. Planning ahead isn't optional — it's essential.
14% Medical Inflation
Annual treatment costs rise 14% — your hospital bill next year is already more expensive than today.
₹1–2L Delivery Costs
Average hospital expenses for a delivery in a private hospital range between ₹1 and ₹2 lakhs in India.
₹2.5L in Total Savings
With 2 deliveries and 2 newborn covers fully paid by the insurer, your out-of-pocket cost becomes zero.
Delivery & Newborn Protection
Purpose-built maternity coverage for India's growing families — comprehensive, clear, and reliable.
🤱 Delivery Coverage
₹1 Lakh Per Delivery
Total 2 deliveries covered — ₹1L for first delivery and another ₹1L for the second delivery.
Both Methods Fully Covered
Normal delivery and C-Section both 100% covered under the policy — no sub-limits.
👶 Newborn Baby Cover
Hospitalisation Cover — Up to ₹25,000
Your baby's health is covered from day one with full hospitalisation benefits included in the policy.
1 Year Vaccination Benefits
Vaccination expenses up to ₹5,000 included within the newborn baby cover — no separate add-on needed.
Wait Only 4 Months — Effectively
The policy has a 12-month waiting period, but your effective wait is just 4 months. Here's the simple math.
Before conception
Natural gestation
Comprehensive Health Cover: ₹10 Lac
This isn't just a maternity plan — it's a full-featured health shield for your entire family.
Any Room Category
Including suites, with ICU/ICCU cover up to sum insured — no room rent capping.
Organ Donor Expenses
Organ donor expenses are covered up to sum insured.
Recharge Benefit
Unlimited times up to sum insured for all illness.
Guaranteed Bonus
100% per year up to 500% of sum insured, irrespective of claims.
How Much You Actually Save
A simple side-by-side comparison of what this plan saves you over two pregnancies.
| Claim Scenario | Health Insurance With Delivery Cover 😍 | Health Insurance Without Delivery Cover 😰 |
|---|---|---|
| 1st Delivery Bill: ₹1 Lakh | Insurer pays ₹1 Lakh | You pay ₹1 Lakh |
| 1st Newborn Baby Bill: ₹25,000 | Insurer pays ₹25,000 | You pay ₹25,000 |
| 2nd Delivery Bill: ₹1 Lakh | Insurer pays ₹1 Lakh | You pay ₹1 Lakh |
| 2nd Newborn Baby Bill: ₹25,000 | Insurer pays ₹25,000 | You pay ₹25,000 |
| 💰 Your Total Savings | ₹2,50,000 | Zero |
Who Should Get This Now?
Newly Married Couples
Starting your journey together? This is the smartest first financial protection move you can make.
Planning Pregnancy in 4–24 Months
The ideal window to buy — gives you the 4-month buffer before conception to be fully covered.
Insufficient Corporate Cover
Employer health insurance often excludes or underfunds maternity. This fills that critical gap.
Believers in Planned Parenthood
Financial shocks shouldn't come with life's happiest moments. Plan it right — save on premiums, secure your future.
Your Questions Answered
Yes. There are 3 options available —
- 1 Through insurance company
- 2 Through your credit/debit cards
- 3 Through 'Loan Against Mutual Funds' (cheapest)
TRUSTED NATIONWIDE
Real Families. Genuine Trust.
Rated 5.0 ★ on Google by families who secured their financial future with Miracle Wealth.
Prince Asati
2 months ago
I had a wonderful and seamless experience with miracle wealth for my health insurance. I was looking to port to a better plan and Swapnil and team helped us achieving the same. Thanks for being a valuable advisor.
Shiksha Lilhare
1 month ago
Had a great experience with Miracle Wealth. The entire process was smooth, with clear and well structured guidance at every step. Everything was explained in detail, making the experience stress-free and reliable. Highly recommended.
Kevin Chawla
2 months ago
I've had a very positive experience with this health insurance provider. Their plans are well-structured, reasonably priced, and easy to understand, which made enrollment and ongoing use straightforward. Customer support has been responsive and knowledgeable...
Read moreShivam Gupta
12 Jan 2026
My complete experience from start to end was wonderful. It was a seamless experience. Thanks to Swapnil and the team for the support throughout the process.
Chiraag Punjabi
11 Jan 2026
I took health insurance from Miracle wealth, and the process was seamless from application to getting the policy in place. Swapnil has been an amazing guy, very much approachable. Kudos to the team and their efforts.
Shreyash Asati
24 Jan 2026
It's it overwhelming the recommendations and the help he provided is excellent I have been connected with him for over 2 years now and the advice he gives always worked for me so yeah highly recommended
Google rating score: 5.0 of 5. Read Google Reviews
Insure Today & Save Lacs On Delivery Hospital Bills Tomorrow
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